“When we introduced Collateral into the organization, we initially viewed it as an underwriting tool for mortgages. We later learned that its value extends to all of our lending where the applicant is a homeowner and equity is playing a role in a lending decision. We also began using it with respect to our collections and enforcement. We now use it in just about every aspect of our lending operation from the application, to underwriting, all the way to enforcement, and we use it as a selling tool to identify upsell opportunities on deals. It is an invaluable tool!”